Mr. Fokion Karavias holds the position of Chief Executive Officer at Eurobank S.A. and he is an Executive Member of the Board of Directors. Mr. Karavias joined Eurobank in 1997 and served, inter alia, as Senior General Manager, Group Corporate & Investment Banking, Capital Markets & Wealth Management and Executive Committee Member (2014-2015), General Manager and Executive Committee Member (2005-2013), Deputy General Manager and Treasurer (2002-2005), Head of fixed income and derivative product trading (1997). Previously, Mr. Karavias held several key positions including Treasurer at Telesis Investment Bank in 2000 and Head of Fixed Income Products and Derivatives for Citibank in Athens from 1994 to 1997. He began his banking career in 1991 at JP Morgan in New York, working in the Market Risk Management Division. He is also Member of the Board of Directors of Hellenic Bank Association (HBA), Member of the General Council of the Hellenic Federation of Enterprises (SEV) and Honorary Member of The Greek Tourism Confederation (SETE). His previous roles include serving on the Board of Directors of Eurobank Private Bank Luxembourg SA from 2012 to 2022 and as a Member of the Board of Directors at the Athens Stock Exchange from 2013 to 2015. He holds a PhD in Chemical Engineering from the University of Pennsylvania, Philadelphia, USA and an MA in Chemical Engineering from the same university, as well as a Diploma in Chemical Engineering from the National Technical University of Athens.