Experienced Leader with 30 years of practice in various roles and responsibilities, domestic or international at strategic level. With practical knowledge in building efficient bank operations, Ryszard is capable of managing large projects in the M & A area, process and digital transformation. With seven years of experience in banking operations and payments (including at BCR and Raiffeisen Bank Polska), he currently leads efforts to integrate secure, code-based mobile payments into e-commerce and banking platforms.